Awareness
ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams
Q1381. | Government has on 19 December 2014 approved - % interest rate on provident fund deposits for 2014-15 ? |
| 1) | 8.25% |
2) | 8.50% |
| 3) | 8.75% |
4) | 9% |
| 5) | None of these |
Answer : 8.75%
View AnswerQ1382. | Recently,Union government rolled out 'Swachh Bharat Kosh' mission. The fund that will be raised through this mission will finance activities such as construction of ? |
| 1) | Public Wells |
2) | Public Libraries |
| 3) | Public toilets |
4) | All above the three |
| 5) | None of these |
Answer : Public toilets
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Q1383. | A formal evaluation of an individual's or company's credit history and capability of repaying obligations is known as -- . |
| 1) | Amortization |
2) | Net Asset Value |
| 3) | Credit rating |
4) | Cash Credit |
| 5) | None of these |
Answer : Credit rating
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Q1384. | A customer can approach banking ombudsman if he does not get satisfactory response to his grievance from the bank within how many days ? |
| 1) | 7 days |
2) | 14 days |
| 3) | 30 days |
4) | 60 days |
| 5) | None of these |
Answer : 30 days
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Q1385. | With which of the following is 'Channel Financing' associated ? |
| 1) | Supply Chain Finance |
2) | Retail Lending |
| 3) | SME Lending |
4) | Corporate Lending |
| 5) | None of these |
Answer : Supply Chain Finance
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Q1386. | Which of the following organisations provide credit history of the borrowers? |
| 1) | SEBI |
2) | IBA |
| 3) | CRISIL |
4) | CIBIL |
Answer : CIBIL
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Q1387. | Can anyone file an appeal against the order passed by the Banking Ombudsman? If so who is the Appellate Authority ? |
| 1) | The Chairman of concerned Bank |
2) | The Deputy Governor of RBI |
| 3) | Governor of RBI |
4) | Finance Minister |
| 5) | None of these |
Answer : The Deputy Governor of RBI
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Q1388. | Generally, the Public Provident Fund (PPF) account is opened for a period of ------ . |
| 1) | 5 years |
2) | 10 years |
| 3) | 15 years |
4) | No time limit |
| 5) | None of these |
Answer : 15 years
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Q1389. | Which is the one of the objectives of KYC (Know Your Customer) norms ? |
| 1) | to safeguard banks advances |
2) | to monitor transactions of suspicious nature |
| 3) | to help income tax authorities to collect income tax |
4) | to give boost to bank deposits |
| 5) | None of these |
Answer : to monitor transactions of suspicious nature
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Q1390. | Which of the following is/are not the constituent sector(s) of the Gross Domestic Product (GDP) of India ? I. Agriculture & allied activities
II. Foreign Exchange Reserve
III. Industry |
| 1) | Only I |
2) | Only II |
| 3) | Only III |
4) | Only I and II |
| 5) | All I, II and III |
Answer : Only II
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